Bob Benson

Choosing Stocks from a Consumer Perspective

Investing in the stock market sometimes boils down to one essential element, namely good choices. No matter how well we do our research, how often we buy and sell, or how much we pay experts for their tips and advice, without choosing stocks that represen... Read >

Selling it Yourself versus Paying a Realtor

Almost every homeowner considers the possibility that they could go it alone and sell their own home, in order to save on real estate commissions. Selling a home without professional help is often a quick path to significant savings, because paying commis... Read >

Leveraging Property to Buy Property

Many lucky homeowners are using equity they gained during the recent bull market in real estate to purchase second homes. Leveraging one property in order to acquire another can be a solid investment strategy, as you increase your investment portfolio one... Read >

Using Home Equity to Buy a Car

Home equity loans are a great way to borrow, and although many homeowners use them for home improvement projects, they can also be used for other purchases, like car buying. Equity grows as the value of your property rises, and many consumers take advant... Read >

Mortgage Options for Self-Employed Buyers

Self-employed homebuyers generally have more difficulty getting a mortgage, because of the way their income is reported and because they are often perceived as not having the job security of others – if they get sick, for example, their whole operation ma... Read >

80/20 Loans Explained

Nearly half of all first-time homebuyers financed the entire cost of their home, rather than paying a hefty down payment. And many of these zero-down buyers did so thanks to the so-called 80/20 mortgage plan. This is a relatively new type of loan that was... Read >

Avoiding Bank Fees

Occasionally many of us will experience the dread of a bounced check, this will result in an abundance of fee's that include an overdraft charge and a fee for the bounced check with the bank alone. Not to mention the fee charged by the establishment that ... Read >

The Fundamentals of a Credit Card

Credit cards, if used wisely, can be extremely handy and useful. By carrying a credit card you will eliminate the worry that comes with carry cash in regards to theft. Additionally, if you choose the right credit cards they could come with rewards when th... Read >

What is Skimming

In speaking of drawbacks of credit cards another form is the fraud of making copies of stored information upon the credit card, also known as "Skimming". This has become extremely popular for those who are making the business of stealing other peoples fin... Read >

Eliminate Credit Card Debt

At this time many people have come to represent a social status, in essence many people believe that by dragging out their credit card upon making a purchase, they somehow are signifying their status within society. Essentially most people make use of the... Read >

Debt vs Credit Cards

When you are considering getting a credit card you should be fully aware of all the consequences that could come with the responsibility of having and using one. Some people prefer to make use of a debit card instead of a credit card to keep them out of f... Read >

Tips for Using a Loan Calculator

When it comes to getting a loan for your mortgage and using a mortgage calculator, you should definitely know the differences in a home equity loan and a home loan. First, a home loan is basically your first loan when purchasing a home. This could mean fi... Read >

How To Work At Home

One very large business boom is the work at home business; many people are leaving their careers in the business world to work within the comforts of home. There are many advantages and some disadvantages to working at home. This article is about these ad... Read >

Planning For Your Retirement Tips

When you are planning for your retirement, a 401K plan is a good place to start. This a very special account that you fund with pre-tax earnings and is deducted from your paycheck each pay period. These funds are then invested in a variety of bonds, mutua... Read >

How To Save Money While On Vacation

A holiday does not have to cost you an arm and a leg if you know how to look for and take full advantage of the many exciting money saving offers that are available to you throughout the internet. Many companies offer specific online savings and packages ... Read >